Solutions for public sector

V-Kompass is our smart debt management software for the German public sector
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V-Kompass is Verifino’s bank-independent debt management solution, designed specifically for the public sector. V-Kompass is currently in use by more than 450 municipalities nationwide.

With V-Kompass you can easily manage and analyse your portfolio and take advantage of custom reporting options. And since V-Kompass integrates with your financial accounting system and the digital tender platform komuno, it fits seamlessly into your workflows.

Make the move to the complete solution for municipal debt management

Portfolio management

All the data for your individual debt management: available around the clock and easier than ever to use.

With V-Kompass, you can keep track of your debt portfolio at all times. The individually configurable overview page offers graphical evaluations of your portfolio and information on your defined limits and rules as well as current market data – all summarized on one page. The portfolio overview, with a list of all loans and derivatives, also lets you divide your portfolio into sub-portfolios. In addition, search and filter functions are available to help you quickly find individual features for your inventory. The result: flawless overview, effective work opportunities.

Portfolio analyses

Precise analysis of your portfolio guides strategic debt management.

V-Kompass offers information on your debt portfolio in transferable graphical, tabular and Excel transferable formats. You can build your analysis on predefined or individual interest rate scenarios. You determine the analysis date, period and interval of your considerations yourself, and can also use historical market data to enhance your analysis. This lets you quickly and easily identify risks and the opportunities for optimization, and take them into account in the future.

Reporting

Benefit from both individualization and automation: our loan software organizes your debt management easily and precisely.

With V-Kompass you can generate tailored reports simply at the push of a button. You can get separate insights into your debt portfolio and your asset loans using the integrated filter function. A report catalogue with more than 350 templates means that the right document is only a click away, and if you do not find what you are looking for, our support team will develop your required document. All reports are available to you both as an Excel file and in pdf format.

Interfaces

To avoid inaccurate data transmission and additional work, V-Kompass interfaces with your own management and accounting systems.

All of your portfolio payments are automatically transferred to your financial accounting system. This includes interest and repayment payments, including all information necessary for accounting (booking accounts, household offices or cost centres), and payments from derivatives, delimited interest expenses and income or interest and repayment subsidies.

Calendar

Our integrated calendar shows all upcoming events at a glance.

With the V-Compass calendar, you can keep track of all dates that result from your portfolio, so you’ll never miss an event. You can directly recognize when an interest rate adjustment is due, a loan expires or a payment date of various loans must be transmitted to financial accounting. And with our convenient interface, you can get back from the reminder to the matching loan in the portfolio, allowing you to navigate comfortably through your appointments.

Interest check

Compare the fixed interest rates of your planned loans in advance.

It can be a challenge to determine the best conditions for your planned loans. That’s why our interest rate check, gives you a simple tool to determine which fixed interest rates you can expect in the case of a planned new start-up or debt rescheduling. And with just a few clicks you can compare the expected fixed interest rates if you vary loan conditions like the term or start date.

Tender platform

Our free interface to the digital tender platform komuno lets you integrate V-Kompass into your automated tender process and significantly accelerate it.

At the push of a button, you can transfer your data from V-Kompass to komuno and place a loan tender online within a few minutes, completely digitally and without paper effort. All loan offers are sorted in komuno, so that attractive offers can be quickly identified and compared with a click.

V-Kompass is independent, innovative and user-friendly

  • 450+ satisfied clients

    Our customers confirm that, thanks to V-Kompass, they have been able to significantly simplify workflows in treasury and finance departments and optimize debt management.

  • From municipalities for municipalities

    During regular feedback discussions and user group meetings, our customers inform us first-hand about their needs – enabling us to continuously develop the software according to their wishes.

  • Safety and technology

    Strict data protection and our tested software development process guarantee you careful and secure processing of your data, as well as the highest quality and security when using our software.

  • Save time

    Evaluate your balance sheet at the push of a button, produce reports quickly and transfer information from V-Kompass directly into your financial accounting system. Loans, derivatives and their features can be quickly found with the help of the integrated search and filter function.

  • Reduce sources of error

    The checked, firmly stored calculation processes generate error-free evaluations. And the individually configurable overview page ensures the perfect overview, even with complex portfolios with many subsidiaries.

  • Improve planning

    Create a solid basis for future decisions using up-to-date market data and different interest rate scenarios.

Do you have any questions about V-Kompass?

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