Solutions for public sector

Web application for debt and interest rate risk management

Setting up efficient debt monitoring, both at the strategic and operational levels can be complex for municipalties and municipal companies. Thanks to our debt management web application, we enable public sector entities and local authorities to manage and control their portfolio independently, significantly simplify work processes and enhance financial decision-making.


Smart debt management for the German public sector powered by S-Public Services GmbH

Since 2013, Verifino has proven to be competence centre for public-sector clients by offering S-Kompass in cooperation with the Sparkasse financial group and S-Public Services GmbH.

  • Gain a comprehensive view of debt, loan and derivate portfolio
  • Generate customized reports with one click
  • Check prices for financing instruments
  • Identify risks and potential for optimization
  • Interface easily to existing management and according system

German market leader with more than 420 customers.


„Debt management is risk management. S-Kompass helps us both to determine the effects of interest rate changes on the budget and to present interest rate and liquidity risks. The user interface is extremely intuitive to use. The anchoring of S-Kompass in the savings bank organization and the high number of municipal users ensures continuous further development and quality assurance.“

Head of asset and debt management of a large city in NRW

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